WooCommerce NMI Gateway is free plugin by BuildWooFunnels..
It allows you to accept Visa, MasterCard, American Express, Discover, JCB and Diners Club credit card directly on your store..
The requirement is that your account must have Customer Vaulting feature turned ON...
The plugin is compatible with UpStroke and also powers up One Click Upsells.
Once you do, you would find the gateway registered Upstroke's Global Settings > Payment Gateways...
Allow buyers to manage their cards from My Account > Payment Methods..
No need to login to your account to process the refunds.
easy to use UI means that you can set it up and get it running in less than two minutes...
Enable the Gateway and manage the credentials...
Browse the code, check out SVN repository, or subscribe to the development log by RSS...
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